 With the struggling economy, many people are finding themselves deep in credit card debt. Therefore, consumers are forced to turn to debt consolidation in order to get control of their finances. However, before a person decides to consolidate their credit card debt, they need to be aware of the credit... |
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Living with debt is by no means easy. There’s the constant concern of living paycheck to paycheck and the never ending issue of covering monthly bills and living expenses. While most of us pride ourselves on being self-sufficient, it’s hard to ignore that we all sometimes live well beyond our means.... |
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| Trinity Credit Counseling, Inc |
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Background Other Business Names: Trinity Debt Management, TrinityCredit 11229 Reading Road Cincinnati, OH r> Members of BBB: No Business Start Date: 1992 Number of Complaints to the BBB: 0 Summary of Business: Debt Consolidation,Debt Managementand Credit Counseling BBB Profile Trade Organization Memberships: AADMO Certifications: No Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs. Is your company a non-profit debt organization? Yes it is a non-profit organization. Do you offer pre-bankruptcy credit counseling? No they do not. Are your counselors certified or accredited? If neither, how are they trained? Trinity Debt Management is accredited through AADMO and their counselors are certified through the the Institute for Financial Counseling. What trade organizations are you a member of? AADMO Eligibility for Debt Management Plans Is there a minimum amount of debt to qualify? Yes, the client must owe at least $4,000 to qualify for the debt management plan. Do you deal with unsecured debt only? Yes, the debt must be unsecured. Do you require that all of my accounts are included in the program? No, all of the accounts do not need to be enrolled in the debt management plan. Services How is the set up fee and monthly maintenance fee determined? What is the fee? The monthly fee is determined by the state that the client lives in. However, Trinity Debt Management has a maximum monthly fee of $50. There is no one time set up fee. Are there any creditors that you do not work with? Trinity Debt Management will not work with Dell, Credit One, and First National Bank of Marin. How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online? The client's receive statements from Trinity Debt Management as well as their creditors throughout their tenure in the debt management program. In addition, client's have online access to their statements. Do you have a refund policy for unsatisfied customers? The refund policy held by Trinity Debt Management is on a case by case basis. (Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.) Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free! |
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Credit is a useful tool and when handled responsibly allows us to obtain credit cards, loans for homes, cars and other big ticket items. The better we handle our credit, the better the terms that are offered to us from lenders including higher credit lines and lower interest rates.
If, however, a... |
The dismal economy is having an adverse effect on people around the globe with millions facing tremendous amounts of debt. For many, escaping their debt seems like a far off dream but it doesn't have to be! By applying a few simple guidelines to your spending habits, you can begin to reduce credit card... |