65 Enterprise
Aliso Viejo, CA 92656
Other Business Names: Superior Debt Solutions West
Summary of Business: Debt Settlement
Number of BBB Complaints as of 7/17/08: 10
Members of BBB: No
BBB Profile

Business Start Date: October 2004
Number of Employees: N/A
Trade Organization Memberships: TASC (Trade Association of Settlement Companies), US Chamber of Commerce

Note: SDS West is a debt settlement firm based in California. Their website does not provide a great deal of information about their services, so if you are a representative from this company and would like to have your profile, please contact This e-mail address is being protected from spambots. You need JavaScript enabled to view it . It should also be noted that SDS West has had government action taken against them to the point that they were ordered to pay a fine of $120,000 and stop doing business in the Illinois. The quote from the article is as follows: "In January, Illinois ordered SDS West Corp., a California-based firm that was not licensed in Illinois, to stop doing business and pay a $120,000 fine. The order cited an Illinois consumers' contract requiring a fee payment equal to 15 percent of their debt."

Chicago Tribune Article

Fees

What is the total fee for the program?

15% of the total debt enrolled in their program

Over how many months is the fee paid?

N/A

Do you have a set up fee?

N/A

Do you have a money back guarantee?

N/A

Do you charge a fee based on how much I save?

N/A

Eligibility

What type of debt do you work with?

N/A

What is the minimum total unsecured debt one must have in order to qualify?

$10,000

Does a client need to include all of their unsecured debt in the plan?

N/A

Services

Do you do the negotiations yourselves?

N/A

If not, who is the company you use for negotiations?

N/A

Creditor Calls

Do you send a Power of Attorney to notify the creditors that a client is enrolled in your program right away?

N/A

Do you send a Cease & Desist letter to my creditors?

N/A

Can I change my phone number & address to your company�s phone number and address?

N/A

Do you have a consumer advocacy group help me with calls?

N/A

Do you think that your debt agency does not have your best interests in mind? Check out PayingPaul.com's articles on debt scams, fraud, and rip offs

(Disclaimer: In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)

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