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Pioneer Credit Counseling & Debt Consolidation
Other Business Names: PioneerCredit, Black Hills Childrens Ranch
1644 Concourse Drive
Rapid City, SD 57703
Members of BBB: No
Business Start Date: 1980
Number of Complaints to the BBB: 6
Summary of Business: Debt Consolidation,Debt Managementand Credit Counseling
BBB Profile
Trade Organization Memberships: AICCCA (Association of Independent Consumer Credit Counseling Agencies)
Certifications: Bureau Veritas
Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs.
Is your company a non-profit debt organization?
Yes it is.
Do you offer pre-bankruptcy credit counseling?
Yes, the organization offers both services.
Are your counselors certified or accredited? If neither, how are they trained?
The counselors are certified and accredited through the NFCC (National Foundation for Credit Counseling), the BV (Bureau Veritas), and the ICO.
What trade organizations are you a member of?
AICCCA
Is there a minimum amount of debt to qualify?
No, there is not a minimum amount of debt required to enroll into the debt management program.
Do you deal with unsecured debt only?
Yes, the debt must be unsecured.
Do you require that all of my accounts are included in the program?
It is suggested that the client enroll all of their accounts but not required.
How is the set up fee and monthly maintenance fee determined? What is the fee?
The fees are regulated by the state in which the debtor resides. The maximum set up and monthly maintenance fees are also established by the client's debt amount and budget.
Are there any creditors that you do not work with?
No there are not, however, if a Dell account is consolidated no concessions will be made on that account.
How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online?
The client will receive monthly statements from their creditors and Pioneer Credit Counseling and Debt Consolidation. In addition, clients have online access to their statements.
Do you have a refund policy for unsatisfied customers?
Refunds are handled on a case by case basis.
(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)
Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free!
Background
Other Business Names: PioneerCredit, Black Hills Childrens Ranch
1644 Concourse Drive
Rapid City, SD 57703
Members of BBB: No
Business Start Date: 1980
Number of Complaints to the BBB: 6
Summary of Business: Debt Consolidation,Debt Managementand Credit Counseling
BBB Profile
Trade Organization Memberships: AICCCA (Association of Independent Consumer Credit Counseling Agencies)
Certifications: Bureau Veritas
Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs.
Is your company a non-profit debt organization?
Yes it is.
Do you offer pre-bankruptcy credit counseling?
Yes, the organization offers both services.
Are your counselors certified or accredited? If neither, how are they trained?
The counselors are certified and accredited through the NFCC (National Foundation for Credit Counseling), the BV (Bureau Veritas), and the ICO.
What trade organizations are you a member of?
AICCCA
Eligibility for Debt Management Plans
Is there a minimum amount of debt to qualify?
No, there is not a minimum amount of debt required to enroll into the debt management program.
Do you deal with unsecured debt only?
Yes, the debt must be unsecured.
Do you require that all of my accounts are included in the program?
It is suggested that the client enroll all of their accounts but not required.
Services
How is the set up fee and monthly maintenance fee determined? What is the fee?
The fees are regulated by the state in which the debtor resides. The maximum set up and monthly maintenance fees are also established by the client's debt amount and budget.
Are there any creditors that you do not work with?
No there are not, however, if a Dell account is consolidated no concessions will be made on that account.
How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online?
The client will receive monthly statements from their creditors and Pioneer Credit Counseling and Debt Consolidation. In addition, clients have online access to their statements.
Do you have a refund policy for unsatisfied customers?
Refunds are handled on a case by case basis.
(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)
Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free!