Credit Card Debt Laws That You Need to Know
With the struggling economy, many people are finding themselves deep in credit card debt. Therefore, consumers are forced to turn to debt consolidation in order to get control of their finances. However, before a person decides to consolidate their credit card debt, they need to be aware of the credit...
Paying Off Debt With Debt Consolidation
Living with debt is by no means easy. There’s the constant concern of living paycheck to paycheck and the never ending issue of covering monthly bills and living expenses. While most of us pride ourselves on being self-sufficient, it’s hard to ignore that we all sometimes live well beyond our means....


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Consolidating Cards

This page breaks down an estimated best & worst case total costs for all the credit card consolidation options--- loans, credit counseling, & credit card debt settlement.

 

Minimum Monthly Payments 

This page deals with the consequences of missing credit card payments, as well as what options are available for people need help reducing their account balances.

 

One Low, Easy Monthly Payment 

This article deals with what options are available for consumers that offer the convenience of a single, affordable monthly payment.

 

Avoiding Late Fees & Penalties

This is an article detailing the history of the credit card late payment fee and how to avoid these types of penalties on your outstanding accounts.

 

Falling Behind 

This is an article discussing what debt help options are available for people who have missed payments and what rights & laws are reserved for creditors on accounts that have fallen behind. 

 

Featured Articles

Things That Have a Negative Impact on Your Credit Score
Credit is a useful tool and when handled responsibly allows us to obtain credit cards, loans for homes, cars and other big ticket items. The better we handle our credit, the better the terms that are offered to us from lenders including higher credit lines and lower interest rates. If, however, a...
Easy Steps To Get Out Of Debt
The dismal economy is having an adverse effect on people around the globe with millions facing tremendous amounts of debt. For many, escaping their debt seems like a far off dream but it doesn't have to be! By applying a few simple guidelines to your spending habits, you can begin to reduce credit card...