Get out of credit card debt fast, cheap, and without a loan. Our debt services can reduce your individual credit card debt by as much as 40-60% and help you get out of debt in 12-30 months!
Novadebt
Other Business Names: Garden State Consumer Credit Counseling, Nova Debt, GSCCC
FREEHOLD
225 Willowbrook Road
Freehold, NJ 07728
WOODBRIDGE
Woodbridge Hilton
Suite 2017
120 Wood Avenue South
Iselin, NJ 08830
ROCKVILLE CENTRE
265 Sunrise Highway
2nd Floor - Suite 24
Rockville Centre, NY 11570
MANLIUS
4624 Slippery Rock
Manlius, NY 13104
DALLAS
17440 N. Dallas Parkway
Suite 134
Dallas, TX 75287
RALEIGH
4917 Waters Edge Dr. / Suite 240
Raleigh, NC 27606
SAN DIEGO
2655 Camino del Rio North
Suite 120
San Diego, CA 92108
Members of BBB: No
Business Start Date: 1986
Number of Complaints to the BBB: 4
Summary of Business: Debt Consolidation,Debt Managementand Credit Counseling
BBB Profile
Trade Organization Memberships: Association of Independent Consumer Credit Counseling Agencies (AICCCA)
Certifications: Bureau Veritas
Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs.
Is your company a non-profit debt organization?
Yes it is.
Do you offer pre-bankruptcy credit counseling?
Yes, the organization offers both services.
Are your counselors certified or accredited? If neither, how are they trained?
The counselors are trained through the ASCCI (Association of SADC Chambers of Commerce and Industry).
What trade organizations are you a member of?
AICCCA
Is there a minimum amount of debt to qualify?
There is no minimum amount of debt required to enroll into a debt management plan.
Do you deal with unsecured debt only?
Yes, the debt must be unsecured.
Do you require that all of my accounts are included in the program?
This is encouraged but not required.
How is the set up fee and monthly maintenance fee determined? What is the fee?
There is no one time set up fee or monthly maintenance fee. The monthly administrative fees are determined by the client's debt amount.
Are there any creditors that you do not work with?
The representative who provided answers for Payingpaul.com was not aware of any creditors the organization could not work with.
How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online?
The clients will receive statements from their creditors and from the organization once per month. The representative who provided answers for Payingpaul.com was not sure if the clients had online access to their statements.
Do you have a refund policy for unsatisfied customers?
If the organization makes a mistake handling the client's payment to their creditors they will refund the difference of that mistake.
(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)
Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free!
Background
Other Business Names: Garden State Consumer Credit Counseling, Nova Debt, GSCCC
FREEHOLD
225 Willowbrook Road
Freehold, NJ 07728
WOODBRIDGE
Woodbridge Hilton
Suite 2017
120 Wood Avenue South
Iselin, NJ 08830
ROCKVILLE CENTRE
265 Sunrise Highway
2nd Floor - Suite 24
Rockville Centre, NY 11570
MANLIUS
4624 Slippery Rock
Manlius, NY 13104
DALLAS
17440 N. Dallas Parkway
Suite 134
Dallas, TX 75287
RALEIGH
4917 Waters Edge Dr. / Suite 240
Raleigh, NC 27606
SAN DIEGO
2655 Camino del Rio North
Suite 120
San Diego, CA 92108
Members of BBB: No
Business Start Date: 1986
Number of Complaints to the BBB: 4
Summary of Business: Debt Consolidation,Debt Managementand Credit Counseling
BBB Profile
Trade Organization Memberships: Association of Independent Consumer Credit Counseling Agencies (AICCCA)
Certifications: Bureau Veritas
Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs.
Is your company a non-profit debt organization?
Yes it is.
Do you offer pre-bankruptcy credit counseling?
Yes, the organization offers both services.
Are your counselors certified or accredited? If neither, how are they trained?
The counselors are trained through the ASCCI (Association of SADC Chambers of Commerce and Industry).
What trade organizations are you a member of?
AICCCA
Eligibility for Debt Management Plans
Is there a minimum amount of debt to qualify?
There is no minimum amount of debt required to enroll into a debt management plan.
Do you deal with unsecured debt only?
Yes, the debt must be unsecured.
Do you require that all of my accounts are included in the program?
This is encouraged but not required.
Services
How is the set up fee and monthly maintenance fee determined? What is the fee?
There is no one time set up fee or monthly maintenance fee. The monthly administrative fees are determined by the client's debt amount.
Are there any creditors that you do not work with?
The representative who provided answers for Payingpaul.com was not aware of any creditors the organization could not work with.
How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online?
The clients will receive statements from their creditors and from the organization once per month. The representative who provided answers for Payingpaul.com was not sure if the clients had online access to their statements.
Do you have a refund policy for unsatisfied customers?
If the organization makes a mistake handling the client's payment to their creditors they will refund the difference of that mistake.
(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)
Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free!