Get out of credit card debt fast, cheap, and without a loan. Our debt services can reduce your individual credit card debt by as much as 40-60% and help you get out of debt in 12-30 months!
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Northern Michigan Credit Consultants

Background


Other Business Names: NFDM

2427 M 37 South
Traverse City, MI 49684

Members of BBB: No
Business Start Date: 1999
Number of Complaints to the BBB: 0
Summary of Business: Debt Consolidation,Debt Managementand Credit Counseling
BBB Profile
Trade Organization Memberships:
Certifications:

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Is your company a non-profit debt organization?
Yes

Do you offer pre-bankruptcy credit counseling?
Yes

Are your counselors certified or accredited? If neither, how are they trained?
NFCC (National Foundation for Credit Counseling), COA (Council on Accreditation)

What trade organizations are you a member of?
NFCC

Eligibility for Debt Management Plans


Is there a minimum amount of debt to qualify?
No

Do you deal with unsecured debt only?
Yes

Do you require that all of my accounts are included in the program?
Suggested but not required

Services


How is the set up fee and monthly maintenance fee determined? What is the fee?
$25 per month

Are there any creditors that you do not work with?
Yes, Dell is one. American Express also does not offer concessions. Keep in mind: all creditors are reserved the right to refuse interest rate reductions for clients, so it is ultimately determined on a case by case basis.

How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online?
Each client has online access and CCCS of Nebraska will mail statements if it is requested.

Do you have a refund policy for unsatisfied customers?
There are no refunds for any fees earned prior to a client's cancellation. However, a client can cancel at any time

(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)

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