Congress passed dramatic changes to the bankruptcy law in 2005, and as with the rest of the country, Kansas debtors are feeling the effect. Under the reforms, people who earn more than the median in their state may be required to file Chapter 13 if they fail the bankruptcy income test. Detailed below is the median income info for Kansas as of 2006:

2-person families: 51,522
3-person families: 56,467
4-person families: 67,897
5-person families: 63,223
6-person families: 65,703
7-or-more-person families: 48,584

Kansas Bankruptcy Statistics

2004: 16,021
2005: 22,376
2006: 6,189

Due to the changes in the bankruptcy laws that were implemented effective October 2005, Kansas saw a significant reduction in the number of personal bankruptcy filings in 2006. Overall the number of filings between 2005 and 2006 decreased by 72.3 percent. Part of this has to do with the fact that qualifying for Chapter 7 bankruptcy was made more difficult, particularly for higher income debtors.

Kansas Consumer Credit Counseling Services
Kansas Bankruptcy Laws
Kansas Debt Collection