Get out of credit card debt fast, cheap, and without a loan. Our debt services can reduce your individual credit card debt by as much as 40-60% and help you get out of debt in 12-30 months!
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Free in Five, LLC

Background


Other Business Names: Debt Free Financial Systems, freeinfive.com, Debt Free Arizona
This company is also affiliated with New Path Debt Solutions, a debt settlement company in Arizona.
PO BOX 22000
Tempe, AZ 85285

Members of BBB: Yes
Business Start Date: 2005
Number of Complaints to the BBB: 7
Summary of Business: Debt Consolidation, Debt Management and Credit Counseling
BBB Profile
Trade Organization Memberships: N/A
Certifications: N/A

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Is your company a non-profit debt organization?
No

Do you offer pre-bankruptcy credit counseling?
No

Are your counselors certified or accredited? If neither, how are they trained?
N/A

What trade organizations are you a member of?
The representative we spoke to was unaware of whether FreeinFive was a member of any trade organization.

Eligibility for Debt Management Plans


Is there a minimum amount of debt to qualify?
No

Do you deal with unsecured debt only?
Yes

Do you require that all of my accounts are included in the program?
This is suggested but not required. Some creditors may require that all accounts are included (Bank of America is one).

Services


How is the set up fee and monthly maintenance fee determined? What is the fee?
Fees are based on state regulations.

Are there any creditors that you do not work with?
Yes, this is reviewed with any potential clients by Free in Five before they formally enroll.

How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online?
Clients receive quarterly statements and the credit card companies will also continue to send statements to the clients.

Do you have a refund policy for unsatisfied customers?
This is also based on the regulations of the state in which the client resides.

(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)

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