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Debt Settlement USA, Inc.
16430 N. Scottsdale Rd. #400
Scottsdale, AZ 85254
Other Business Names:
Summary of Business: Debt Settlement, Credit and Debt Counseling
Number of BBB Complaints as of 6/17/08: 85
Members of BBB: Yes
BBB Profile
Business Start Date: September 2001
Number of Employees: 134
Trade Organization Memberships: IAPDA (International Association for Professional Debt Arbitrators), BBB
Note: PayingPaul.com could not find much information regarding the actual settlement program for Debt Settlement USA. It is noted that Debt Settlement USA is one of the leading companies in the debt settlement industry in terms of size (as one of the press releases shows Debt Settlement USA negotiating a record number of settlements for a single month), but it does have a much higher number of complaints with the BBB, which of course could be tied into its size. If you are a representative from this company and would like any information completed or updated, please contact payingpaul@payingpaul.com
What is the total fee for the program?
The fee includes a percentage that is based on the amount of debt enrolled, income, etc. and is included in the monthly payments
Over how many months is the fee paid?
N/A
Do you have a set up fee?
N/A
Do you have a money back guarantee?
N/A
Do you charge a fee based on how much I save?
N/A
What type of debt do you work with?
N/A
What is the minimum total unsecured debt one must have in order to qualify?
$12,000 as well as $1,000 per account
Does a client need to include all of their unsecured debt in the plan?
No, it is recommended that you keep one account out for emergencies
Do you do the negotiations yourselves?
N/A
If not, who is the company you use for negotiations?
N/A
Do you send a Power of Attorney to notify the creditors that a client is enrolled in your program right away?
Debt Settlement USA contacts each of your creditors immediately upon enrollment into their program.
Do you send a Cease & Desist letter to my creditors?
N/A
Can I change my phone number & address to your company’s phone number and address?
N/A
Do you have a consumer advocacy group help me with calls?
N/A
Do you think that your debt agency may not have your best interests in mind? Check out PayingPaul.com's articles on debt scams, frauds, and rip offs
(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)
Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free!
Background
16430 N. Scottsdale Rd. #400
Scottsdale, AZ 85254
Other Business Names:
Summary of Business: Debt Settlement, Credit and Debt Counseling
Number of BBB Complaints as of 6/17/08: 85
Members of BBB: Yes
BBB Profile
Business Start Date: September 2001
Number of Employees: 134
Trade Organization Memberships: IAPDA (International Association for Professional Debt Arbitrators), BBB
Note: PayingPaul.com could not find much information regarding the actual settlement program for Debt Settlement USA. It is noted that Debt Settlement USA is one of the leading companies in the debt settlement industry in terms of size (as one of the press releases shows Debt Settlement USA negotiating a record number of settlements for a single month), but it does have a much higher number of complaints with the BBB, which of course could be tied into its size. If you are a representative from this company and would like any information completed or updated, please contact payingpaul@payingpaul.com
Fees
What is the total fee for the program?
The fee includes a percentage that is based on the amount of debt enrolled, income, etc. and is included in the monthly payments
Over how many months is the fee paid?
N/A
Do you have a set up fee?
N/A
Do you have a money back guarantee?
N/A
Do you charge a fee based on how much I save?
N/A
Eligibility
What type of debt do you work with?
N/A
What is the minimum total unsecured debt one must have in order to qualify?
$12,000 as well as $1,000 per account
Does a client need to include all of their unsecured debt in the plan?
No, it is recommended that you keep one account out for emergencies
Services
Do you do the negotiations yourselves?
N/A
If not, who is the company you use for negotiations?
N/A
Creditor Calls
Do you send a Power of Attorney to notify the creditors that a client is enrolled in your program right away?
Debt Settlement USA contacts each of your creditors immediately upon enrollment into their program.
Do you send a Cease & Desist letter to my creditors?
N/A
Can I change my phone number & address to your company’s phone number and address?
N/A
Do you have a consumer advocacy group help me with calls?
N/A
Do you think that your debt agency may not have your best interests in mind? Check out PayingPaul.com's articles on debt scams, frauds, and rip offs
(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)
Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free!

