17304 Preston Rd. Suite 1400
Dallas, TX 75252
Other Business Names: DSA
Summary of Business: Debt Settlement, Credit and Debt Counseling, and Debt Negotiation
Number of BBB Complaints as of 6/17/08: 48
Members of BBB: No
BBB Profile
Business Start Date: July 2004
Number of Employees: N/A
Trade Organization Memberships: IAPDA (International Association for Professional Debt Arbitrators), American Bankers Association, Greater Dallas Chamber of Commerce, TASC (The Association of Settlement Companies)
Other Accreditations: BSI accredited, Dun and Bradstreet

Fees

What is the total fee for the program?

The total fee consists of a percentage of your overall debt as well as an enrollment and monthly service fee

Over how many months is the fee paid?

N/A

Do you have a set up fee?

Yes, There is an enrollment fee (unknown amount)

Do you have a money back guarantee?

Yes. If Debt Settlement America is unable to settle an enrolled account, DSA� will refund back to you or adjust your service fee by an amount equal to the service fee charged on that particular account balance at initial enrollment. Note: You must have sufficient funds to settle the account in order to be eligible for the guarantee. Enrollment fees are nonrefundable, and this guarantee is in the contract.

Do you charge a fee based on how much I save?

N/A

Eligibility

What type of debt do you work with?

Unsecured debt

What is the minimum total unsecured debt one must have in order to qualify?

$10,000.

Does a client need to include all of their unsecured debt in the plan?

N/A

Services

Do you do the negotiations yourselves?

Yes

Creditor Calls

Do you send a Power of Attorney to notify the creditors that a client is enrolled in your program right away?

N/A

Do you send a Cease & Desist letter to my creditors?

N/A

Can I change my phone number & address to your company�s phone number and address?

N/A

Do you have a consumer advocacy group help me with calls?

N/A

Debt Settlement America Recognized for Excellence and Service Among Their Peers

At the 2008 Annual Convention for The Association of Settlement Companies (TASC) last week in Las Vegas, DSA President and CEO, Chris Kesterson, accepted the �TASC 2007 Member Company of the Year President�s Award� on behalf of his company DSA. Debt Settlement America Recognized by TASC

Debt Settlement America Claims "Gold"

Dallas, TX, January 24, 2008 -- Debt Settlement America (DSA) is distinguished as an International Association of Professional Debt Arbitrators (IAPDA) �Gold Level Firm� that employs 25 or more IAPDA Certified Members. All of DSA�s Debt Negotiators are recognized as Certified Debt Arbitrators and members of the IAPDA.
DSA a Gold Member of IAPDA

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(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)