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Credit Card Debt Laws That You Need to Know
With the struggling economy, many people are finding themselves deep in credit card debt. Therefore, consumers are forced to turn to debt consolidation in order to get control of their finances. However, before a person decides to consolidate their credit card debt, they need to be aware of the credit...
Paying Off Debt With Debt Consolidation
Living with debt is by no means easy. There’s the constant concern of living paycheck to paycheck and the never ending issue of covering monthly bills and living expenses. While most of us pride ourselves on being self-sufficient, it’s hard to ignore that we all sometimes live well beyond our means....


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Companies

Reviews

Free Settlement Reviews
This page gives links to objective reviews of debt relief companies, including information about where they are located to how many complaints they have with the BBB.

 

Choosing the Right Company

Companies
This page breaks down what to watch out for from both for-profit debt settlement companies and non-profit credit counselors or consultants.

Christian Companies
This article deals with different issues confronting Christians seeking debt help---1) Is debt settlement a moral solution and 2) Can you really trust a company that touts its Christian faith as a reason why you should use their services?

Frauds
"Want to get out of debt for free?" "I promise we'll clear your debt, but unfortunately I cannot put this settlement offer in writing." This article offers tips and advice for discerning the debt collection and consolidation scams from the real deal.

Debt Elimination Plans
This article warns people about the dangers of a recent credit card debt scam--the debt elimination or termination fraud.

The Best Consumer Relief
This page answers frequently asked questions that consumers ask about unsecured debt relief--from what to look for in a company to what debts can actually be included in a program.

Professionals, Experts & Consultants
This article discusses what to look for a in a debt consolidation expert---from their sales approach to their third-party credentials.

Lawyers & Attorneys
This article gives a brief overview of what consumers need to know about the three main types of debt lawyers – 1) debt collection law firms, 2) debt consolidation attorneys, and 3) bankruptcy lawyers.

Non-Profits
This page gives a set of warnings and ways to discern reputable, non-profit debt consolidation help from their less scrupulous counterparts.
 

Featured Articles

Things That Have a Negative Impact on Your Credit Score
Credit is a useful tool and when handled responsibly allows us to obtain credit cards, loans for homes, cars and other big ticket items. The better we handle our credit, the better the terms that are offered to us from lenders including higher credit lines and lower interest rates. If, however, a...
Easy Steps To Get Out Of Debt
The dismal economy is having an adverse effect on people around the globe with millions facing tremendous amounts of debt. For many, escaping their debt seems like a far off dream but it doesn't have to be! By applying a few simple guidelines to your spending habits, you can begin to reduce credit card...