 With the struggling economy, many people are finding themselves deep in credit card debt. Therefore, consumers are forced to turn to debt consolidation in order to get control of their finances. However, before a person decides to consolidate their credit card debt, they need to be aware of the credit... |
|
Living with debt is by no means easy. There’s the constant concern of living paycheck to paycheck and the never ending issue of covering monthly bills and living expenses. While most of us pride ourselves on being self-sufficient, it’s hard to ignore that we all sometimes live well beyond our means.... |
A more complete debt settlement calculator
| CreditGuard of America |
|
Background 791 Park of Commerce Blvd. Suite 500 Boca Raton, FL 33487 Other Business Names: Summary of Business: Debt Management and Credit Counseling Number of BBB Complaints as of 7/17/08: 30 Members of BBB: Yes BBB Profile Business Start Date: January 1991 Number of Employees: N/A Trade Organization Memberships: AICCCA Certifications: BVQI Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs. Is your company a non-profit debt relief organization? Yes Do you offer pre-bankruptcy credit counseling? Yes, in Iowa & Minnesota Are your counselors certified or accredited? If neither, how are they trained? Yes, credit counselors are certified by the NACCC (National Association of Certified Credit Counselors). What trade organizations are you a member of? AADMO Eligibility Is there a minimum amount of debt to qualify? No Do you deal with unsecured debt only? Yes Do you require that all of my accounts are included in the program? No Services How is the set up fee and monthly maintenance fee determined? what is the fee? Fees are determined by the client's financial situation and the guidelines of the state in which the client resides. Are there any creditors that you do not work with? Credit One How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online? Monthly statements are mailed to clients detailing payments and account balances. Credit card companies will also continue to send monthly statements to clients. Do you have a refund policy for unsatisfied customers? Cancel at anytime with a 30 day notice, but fees up to that point are deemed to be earned. (Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.) Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free! |
Featured Articles
|
Credit is a useful tool and when handled responsibly allows us to obtain credit cards, loans for homes, cars and other big ticket items. The better we handle our credit, the better the terms that are offered to us from lenders including higher credit lines and lower interest rates.
If, however, a... |
The dismal economy is having an adverse effect on people around the globe with millions facing tremendous amounts of debt. For many, escaping their debt seems like a far off dream but it doesn't have to be! By applying a few simple guidelines to your spending habits, you can begin to reduce credit card... |