Bad Credit Advice
This page answers a series of frequently asked questions relating to bad credit and bad debt issues.

Poor Credit Score & Rating
Have poor credit and looking to consolidate your credit cards? Watch out! This article gives a set of warnings in terms of what to look for in order to protect yourself from predatory lenders.

High Balances
This page has information about what banks look for from a mortgage applicant and how high credit card balances & payments can affect your eligibility for a loan.

Charge Offs & Your Credit
This article gives in depth information about the mysterious credit card “charge off” and its effect on your credit.

Credit Effects Of Bankruptcy, Cards, Consolidation, Settlement & Counseling
This article mentions how debt consolidation, credit counseling, debt settlement, and all of your credit card debt solutions affect your credit report and score.

Going Over Your Credit Card Limit
This article discusses ways to avoid going over the limit on your credit limit and saving money on penalties and other fees on credit cards.

Credit Rating After Bankruptcy
This page gives useful information about the ways and length of time that filing bankruptcy can effect your credit rating.

Your Credit Report After Bankruptcy, Debt Management & Negotiation
Despite popular conception, your credit report and credit score are two different reflections of your creditworthiness. This article discusses the consequences of debt management plans, debt negotiation, bankruptcy, and debt consolidation on your credit report.

Write Off Accounts
This article discusses what a bad debt write off is, how it effects your credit, and why credit card companies do this.

Credit Score & Debt Consolidation, Settlement & Filing Bankruptcy
This page discuss what makes up your credit score, and in relation to this, what you can expect in terms of the credit rating impact of using different types of third-party debt help services.

Credit Score After Debt Settlement
This page is a detailed account of what sort of credit implications one should anticipate from enrolling in a debt reduction program.

Credit Rating After Consumer Credit Counseling
This article provides detailed information about how lenders look at your credit report, as well as how Fair Isaac and Corporation (FICO) uses (or doesn’t) your enrollment in a Consumer Credit Counseling Service in your credit score.