 With the struggling economy, many people are finding themselves deep in credit card debt. Therefore, consumers are forced to turn to debt consolidation in order to get control of their finances. However, before a person decides to consolidate their credit card debt, they need to be aware of the credit... |
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Living with debt is by no means easy. There’s the constant concern of living paycheck to paycheck and the never ending issue of covering monthly bills and living expenses. While most of us pride ourselves on being self-sufficient, it’s hard to ignore that we all sometimes live well beyond our means.... |
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| Consumer Debt Counselors, Inc. |
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Background 222 S. Pennsylvania Avenue, Suite 100 Winter Park, Forida (FL) 32789 Other Business Names: ConsumerDebtCounselors, CDC Summary of Business: Credit Counseling Number of BBB Complaints as of 7/17/08: 0 Members of BBB: Yes BBB Profile Business Start Date: July 1998 Number of Employees: N/A Trade Organization Memberships: AICCA (Association of Independent Consumer Credit Counseling Agencies), ANAB, Hispanic Chamber of Commerce, Winter Park Chamber of Commerce Certifications: This agency is licensed as a debt management company in Illinois and lists its location as Oak Brook, Illinois, but this location could not be verified on the company's website. It is possible that there are two companies doing business as Consumer Debt Counselors, Inc. Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs. Is your company a non-profit debt relief organization? Yes Do you offer pre-bankruptcy credit counseling? Yes Are your counselors certified or accredited? If neither, how are they trained? Yes, by Iowa State University What trade organizations are you a member of? AICCCA Debt Managment Plan Eligibility Is there a minimum amount of debt to qualify? No Do you deal with unsecured debt only? Yes Do you require that all of my accounts are included in the program? Only if the creditors requires clients to do so. Bank of America, for example, requires clients to include all of their accounts. Services How is the set up fee and monthly maintenance fee determined? what is the fee? Fees are based on state guidelines and the financial situation of the client. Are there any creditors that you do not work with? No How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online? Clients are given online access to review accounts and the credit card companies will also continue to send monthly statements to clients, who are encouraged to review those. Do you have a refund policy for unsatisfied customers? No Other Locations 13000 Justice Avenue Suite 11 Baton Rouge, Louisiana (LA) 70816 3925 N. I-10 Service Road West Suite 222 Metairie, Louisiana (LA) 70002 106 Oil Center Drive Suite 102 Lafayette, Louisiana (LA) 70053 4055 Tamiami Trail Suite 23 Port Charlotte, Florida (FL) 33953 (Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.) Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free! |
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