Get out of credit card debt fast, cheap, and without a loan. Our debt services can reduce your individual credit card debt by as much as 40-60% and help you get out of debt in 12-30 months!
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Consumer Credit Management Services

Background


315 NE 2nd Ave
Delray Beach, FL 33444
Other Business Names: CCMS, Debt Mgt, debtmgt
Summary of Business: Credit Counseling, Basic Budgeting, Housing Counseling, and Educational Outreach Debt Management
Number of BBB Complaints as of 7/17/08: 8
Members of BBB: Yes
BBB Profile
Business Start Date: April 1991
Number of Employees: N/A
Trade Organization Memberships: AADMO (American Association of Debt Management Organizations)
Certifications: BSI, National Institute for Financial Counseling Education (NIFCE)

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Is your company a non-profit debt relief organization?
Yes

Do you offer pre-bankruptcy credit counseling?
No

Are your counselors certified or accredited? If neither, how are they trained?
Yes, credit counselors are certified by the NIFCE (National Association of Certified Credit Counselors).

What trade organizations are you a member of?
AADMO

Eligibility


Is there a minimum amount of debt to qualify?
There is no minimum debt amount to enroll with Consumer Credit Management Services, but they do require each account entered into their debt management plans be at least $200.

Do you deal with unsecured debt only?
No, but some creditors may require that all accounts are included. For example, Bank of America requires all accounts to be included.

Do you require that all of my accounts are included in the program?
No

Services


How is the set up fee and monthly maintenance fee determined? What is the fee?
Fees are determined by the client's financial situation and the guidelines of the state in which the client resides.

Are there any creditors that you do not work with?
No

How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online?
Clients can contact creditors at any time for updated information and Consumer Credit Management provides online accesss.

Do you have a refund policy for unsatisfied customers?
No

(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)

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