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Christian Credit One, Inc.
6730 Roosevelt Ave
Franklin, Ohio 45005
Other Business Names: AAA Credit Counseling, CCOne, Christian CreditOne
Summary of Business: Credit Counseling, Debt ManagementDebt Consolidation, Credit Repair Services
Number of BBB Complaints as of 7/17/08: 0
Members of BBB: No
BBB Profile
Business Start Date: July 1992
Number of Employees: 12
Trade Organization Memberships: AADMO (American Association of Debt Management Organizations)
Certifications: AFCPE (Association for Financial Counseling and Planning Education)
NOTE: This company is not a member of the BBB and was not given a rating because "This charity does not meet one or more of the 20 standards for Charity Accountability." (see BBB Profile below) Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs.
Is your company a non-profit organization?
Yes
Do you offer pre-bankruptcy credit counseling?
N/A
Are your counselors certified or accredited? If neither, how are they trained?
AFCPE (Association for Financial Counseling and Planning Education)
What trade organizations are you a member of?
AADMO
Is there a minimum amount of debt to qualify?
No
Do you deal with unsecured debt only?
Yes
Do you require that all of my accounts are included in the program?
Only if the creditor requires all accounts to be included in their program, such as Bank of America.
How is the set up fee and monthly maintenance fee determined? what is the fee?
The set up fee is $65 and the monthly maintenance fee is $49 per month, unless the state law of the client requires the fees to be less than this amount.
Are there any creditors that you do not work with?
No, although some may not offer concessions to the client.
How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online?
Clients are sent monthly statements from both Christian Credit One and the banks. There is also online access for clients.
Do you have a refund policy for unsatisfied customers?
Clients can cancel at anytime but fees up to that point are non-refundable.
(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)
Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free!
Background
6730 Roosevelt Ave
Franklin, Ohio 45005
Other Business Names: AAA Credit Counseling, CCOne, Christian CreditOne
Summary of Business: Credit Counseling, Debt ManagementDebt Consolidation, Credit Repair Services
Number of BBB Complaints as of 7/17/08: 0
Members of BBB: No
BBB Profile
Business Start Date: July 1992
Number of Employees: 12
Trade Organization Memberships: AADMO (American Association of Debt Management Organizations)
Certifications: AFCPE (Association for Financial Counseling and Planning Education)
NOTE: This company is not a member of the BBB and was not given a rating because "This charity does not meet one or more of the 20 standards for Charity Accountability." (see BBB Profile below) Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs.
Is your company a non-profit organization?
Yes
Do you offer pre-bankruptcy credit counseling?
N/A
Are your counselors certified or accredited? If neither, how are they trained?
AFCPE (Association for Financial Counseling and Planning Education)
What trade organizations are you a member of?
AADMO
Eligibility
Is there a minimum amount of debt to qualify?
No
Do you deal with unsecured debt only?
Yes
Do you require that all of my accounts are included in the program?
Only if the creditor requires all accounts to be included in their program, such as Bank of America.
Services
How is the set up fee and monthly maintenance fee determined? what is the fee?
The set up fee is $65 and the monthly maintenance fee is $49 per month, unless the state law of the client requires the fees to be less than this amount.
Are there any creditors that you do not work with?
No, although some may not offer concessions to the client.
How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online?
Clients are sent monthly statements from both Christian Credit One and the banks. There is also online access for clients.
Do you have a refund policy for unsatisfied customers?
Clients can cancel at anytime but fees up to that point are non-refundable.
(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)
Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free!