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| Consumer Credit Counseling Services of San Francisco |
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Background Main Office 595 Market Street, 15th Floor San Francisco, CA 94105 Santa Rosa Office 85 Brookwood Avenue, Suite 14 Santa Rosa, CA California 95404 Other Business Names: CCCS of San Francisco, CCCS of SF, CCCSSF Summary of Business: Credit Counseling, Basic Budgeting, Housing Counseling, and Educational Outreach Debt Management Trade Organization Memberships: NFCC (National Foundation for Credit Counseling) Certifications: COA (Council on Accreditation) Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs. Is your company a non-profit organization? Yes Do you offer pre-bankruptcy credit counseling? Yes Are your counselors certified or accredited? If neither, how are they trained? NFCC certified What trade organizations are you a member of? NFCC Eligibility for a Debt Management Plan Is there a minimum amount of debt to qualify? No Do you deal with unsecured debt only? Yes, mainly. Do you require that all of my accounts are included in the program? Depends on the creditor and the client's situation, may keep one emergency card Services How is the set up fee and monthly maintenance fee determined? what is the fee? Consumer Credit Counseling of San Francisco have an initial set-up fee of $45 and a monthly fee which is never more than $35. Are there any creditors that you do not work with? Some creditors may not offer concessions if the client's payments, interest or fees are already low. How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online? There is 24 hour phone & wesite access for clients to get updates on their balances and payments. Do you have a refund policy for unsatisfied customers? No, but client can cancel at any time, and if the client's concern is very valid, CCCS of San Francisco will review their case to make a determination as to whether any fees such as the education fee can refunded. (Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.) Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free! |