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Consumer Credit Counseling Center of Idaho
1113 Main Street
Lewiston, ID
Other Business Names: CCCS of Northern Idaho, CCCSNID
Summary of Business: Credit Counseling, Basic Budgeting, Housing Counseling, and Educational Outreach Debt Management
Number of BBB Complaints as of 7/17/08: 0
Members of BBB: Yes
BBB Profile
Business Start Date: March 1971
Number of Employees: 20
Trade Organization Memberships: NFCC (National Foundation for Credit Counseling )
Certifications: COA (Council on Accreditation)
Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs.
Is your company a non-profit organization?
Yes
Do you offer pre-bankruptcy credit counseling?
Yes
Are your counselors certified or accredited? If neither, how are they trained?
NFCC certified
What trade organizations are you a member of?
NFCC
Is there a minimum amount of debt to qualify?
No
Do you deal with unsecured debt only?
Yes, mainly.
Do you require that all of my accounts are included in the program?
Depends on the creditor and the client's situation, some creditors may refuse benefits to clients if they keep out certain accounts
How is the set up fee and monthly maintenance fee determined? what is the fee?
Consumer Credit Counseling of Northern Idaho has an initial set-up fee of $20.00 and a monthly fee which is $5 per $100 of your payment (capped at $40.00).
Are there any creditors that you do not work with?
No
How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online?
Quarterly statements are mailed to clients and CCCS of Northern Idaho is in the process of creating online access.
Do you have a refund policy for unsatisfied customers?
No, but client can cancel at any time.
(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)
Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free!
Background
1113 Main Street
Lewiston, ID
Other Business Names: CCCS of Northern Idaho, CCCSNID
Summary of Business: Credit Counseling, Basic Budgeting, Housing Counseling, and Educational Outreach Debt Management
Number of BBB Complaints as of 7/17/08: 0
Members of BBB: Yes
BBB Profile
Business Start Date: March 1971
Number of Employees: 20
Trade Organization Memberships: NFCC (National Foundation for Credit Counseling )
Certifications: COA (Council on Accreditation)
Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs.
Is your company a non-profit organization?
Yes
Do you offer pre-bankruptcy credit counseling?
Yes
Are your counselors certified or accredited? If neither, how are they trained?
NFCC certified
What trade organizations are you a member of?
NFCC
Eligibility for a Debt Management Plan
Is there a minimum amount of debt to qualify?
No
Do you deal with unsecured debt only?
Yes, mainly.
Do you require that all of my accounts are included in the program?
Depends on the creditor and the client's situation, some creditors may refuse benefits to clients if they keep out certain accounts
Services
How is the set up fee and monthly maintenance fee determined? what is the fee?
Consumer Credit Counseling of Northern Idaho has an initial set-up fee of $20.00 and a monthly fee which is $5 per $100 of your payment (capped at $40.00).
Are there any creditors that you do not work with?
No
How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online?
Quarterly statements are mailed to clients and CCCS of Northern Idaho is in the process of creating online access.
Do you have a refund policy for unsatisfied customers?
No, but client can cancel at any time.
(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)
Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free!