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CCCS of Central New York
500 S. Salina St. Suite 600
Syracuse, NY New York 13202
Other Business Names: CCCSCNY, Consumer Credit Counseling Service of Central New York
Summary of Business: Credit Counseling, Debt Consolidation
Number of BBB Complaints as of 7/17/08: 4
Members of BBB: No
Business Start Date: 1972
Trade Organization Memberships: NFCCC (National Foundation for Consumer Credit Counseling), HUD (Housing and Urbban Development), EOUST (Executive Office for United States Trustees), Licensed by NYS Banking Department
Certifications: COA (Council on Accreditation)
Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs.
Is your company a non-profit organization?
Yes
Do you offer pre-bankruptcy credit counseling?
Yes
Are your counselors certified or accredited? If neither, how are they trained?
Central New York CCCS counselors are certified by the NFCC.
What trade organizations are you a member of?
NFCCC, HUD, EOUST
Is there a minimum amount of debt to qualify?
No
Do you deal with unsecured debt only?
Yes
Do you require that all of my accounts are included in the program?
Yes
How is the set up fee and monthly maintenance fee determined? what is the fee?
The set up fee is $25 and the monthly maintenance fee is on a sliding scale. This fee can range between $10-$30 based on a hardship, and fees can be waived as needed according to a client's ability to pay
Are there any creditors that you do not work with?
No, but there are some creditors that do not work with CCCS of Central New York. (This is true for all debt management agencies.)
How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online?
Quarterly statements are issued and clients have online access to their accounts 24/7
Do you have a refund policy for unsatisfied customers?
No because the funds are transferred to the creditors right away, however, if CCCS of Central New York is responsible for any error- they will take the appropriate steps necessary to correct the mistake
(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)
Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free!
Background
500 S. Salina St. Suite 600
Syracuse, NY New York 13202
Other Business Names: CCCSCNY, Consumer Credit Counseling Service of Central New York
Summary of Business: Credit Counseling, Debt Consolidation
Number of BBB Complaints as of 7/17/08: 4
Members of BBB: No
Business Start Date: 1972
Trade Organization Memberships: NFCCC (National Foundation for Consumer Credit Counseling), HUD (Housing and Urbban Development), EOUST (Executive Office for United States Trustees), Licensed by NYS Banking Department
Certifications: COA (Council on Accreditation)
Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs.
Is your company a non-profit organization?
Yes
Do you offer pre-bankruptcy credit counseling?
Yes
Are your counselors certified or accredited? If neither, how are they trained?
Central New York CCCS counselors are certified by the NFCC.
What trade organizations are you a member of?
NFCCC, HUD, EOUST
Eligibility
Is there a minimum amount of debt to qualify?
No
Do you deal with unsecured debt only?
Yes
Do you require that all of my accounts are included in the program?
Yes
Services
How is the set up fee and monthly maintenance fee determined? what is the fee?
The set up fee is $25 and the monthly maintenance fee is on a sliding scale. This fee can range between $10-$30 based on a hardship, and fees can be waived as needed according to a client's ability to pay
Are there any creditors that you do not work with?
No, but there are some creditors that do not work with CCCS of Central New York. (This is true for all debt management agencies.)
How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online?
Quarterly statements are issued and clients have online access to their accounts 24/7
Do you have a refund policy for unsatisfied customers?
No because the funds are transferred to the creditors right away, however, if CCCS of Central New York is responsible for any error- they will take the appropriate steps necessary to correct the mistake
(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)
Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free!