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Cambridge Credit Counseling Corporation
67 Hunt Street
Agawam, MA 01001
Other Business Names: Cambridge-Credit.Org, Cambridge Credit Counseling Services
Summary of Business: This company offers debt management, credit counseling, and financial education. Debt Consolidation,Debt Managementand Credit Counseling
Number of BBB Complaints in the last 36 months: 7
Members of BBB: Yes. Additional Note: On April 29th, 2004, Cambridge Credit Counseling Corporation's BBB membership was terminated due to unsettled government actions. On August 15th, 2007, their membership was reinstated on account of those government actions being finalized.
BBB Profile
Business Start Date: 1996
Number of Employees: 64
Trade Organization Memberships: Bureau Veritas, AFCPE, Affiliated Chambers of Commerce of Greater Springfield Inc., Agawam Chamber of Commerce
Certifications: ISO (accreditation)
The following exerpt is from BBB.Org, the official USA website of the Better Business Bureau: Government Actions ILLINOIS: On July 10, 2007, Illinois Attorney General and Secretary of the Financial and Professional Regulation and Cambridge Credit Counseling Corporation ("Cambridge") entered into a Final Judgment and Consent Decree by the Court without trial or adjudication of any issue of fact or law. Under this agreement, Cambridge must make certain disclosures to Illinois clients or prospective clients before proposing a debt management plan or accepting any money. The disclosures must be made clearly and conspicuously and must be made in writing before Cambridge solicits or accepts any money from a prospective client or client. Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs.
Is your company a non-profit debt relief organization?
Yes, the company is a non-profit organization.
Do you offer pre-bankruptcy credit counseling?
No, Cambridge Credit Counseling Corporation does not offer these services.
Are your counselors certified or accredited? If neither, how are they trained?
Yes, the counselors are certified by ISO.
What trade organizations are you a member of?
They are a member of the Bureau Veritas, AFCPE, the Agawam Chamber of Commerce, and the Affiliated Chambers of Commerce of Greater Springfield.
Is there a minimum amount of debt to qualify?
There is no minimum amount of debt required to enroll into Cambridge Credit Counseling Corporation's debt management program.
Do you deal with unsecured debt only?
Yes, the debt must be unsecured in order to enroll into their credit counseling program.
Do you require that all of my accounts are included in the program?
This is handled on an individual basis and depends on the creditors that the client owes.
How is the set up fee and monthly maintenance fee determined? what is the fee?
All fees are determined by the mandates of the state where the debtor resides.
Are there any creditors that you do not work with?
The representative who provided answers for Payingpaul.com was not aware of any creditors that their organization could not work with.
How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online?
Clients will receive monthly statements from both Cambridge Credit Counseling Corporation and their creditors. In addition, clients have online acces to their statements.
Do you have a refund policy for unsatisfied customers?
The representative who provided answers for Payingpaul.com was not aware of any refund policy upheld by the organization.
(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)
Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free!
Background
67 Hunt Street
Agawam, MA 01001
Other Business Names: Cambridge-Credit.Org, Cambridge Credit Counseling Services
Summary of Business: This company offers debt management, credit counseling, and financial education. Debt Consolidation,Debt Managementand Credit Counseling
Number of BBB Complaints in the last 36 months: 7
Members of BBB: Yes. Additional Note: On April 29th, 2004, Cambridge Credit Counseling Corporation's BBB membership was terminated due to unsettled government actions. On August 15th, 2007, their membership was reinstated on account of those government actions being finalized.
BBB Profile
Business Start Date: 1996
Number of Employees: 64
Trade Organization Memberships: Bureau Veritas, AFCPE, Affiliated Chambers of Commerce of Greater Springfield Inc., Agawam Chamber of Commerce
Certifications: ISO (accreditation)
The following exerpt is from BBB.Org, the official USA website of the Better Business Bureau: Government Actions ILLINOIS: On July 10, 2007, Illinois Attorney General and Secretary of the Financial and Professional Regulation and Cambridge Credit Counseling Corporation ("Cambridge") entered into a Final Judgment and Consent Decree by the Court without trial or adjudication of any issue of fact or law. Under this agreement, Cambridge must make certain disclosures to Illinois clients or prospective clients before proposing a debt management plan or accepting any money. The disclosures must be made clearly and conspicuously and must be made in writing before Cambridge solicits or accepts any money from a prospective client or client. Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs.
Is your company a non-profit debt relief organization?
Yes, the company is a non-profit organization.
Do you offer pre-bankruptcy credit counseling?
No, Cambridge Credit Counseling Corporation does not offer these services.
Are your counselors certified or accredited? If neither, how are they trained?
Yes, the counselors are certified by ISO.
What trade organizations are you a member of?
They are a member of the Bureau Veritas, AFCPE, the Agawam Chamber of Commerce, and the Affiliated Chambers of Commerce of Greater Springfield.
Eligibility
Is there a minimum amount of debt to qualify?
There is no minimum amount of debt required to enroll into Cambridge Credit Counseling Corporation's debt management program.
Do you deal with unsecured debt only?
Yes, the debt must be unsecured in order to enroll into their credit counseling program.
Do you require that all of my accounts are included in the program?
This is handled on an individual basis and depends on the creditors that the client owes.
Services
How is the set up fee and monthly maintenance fee determined? what is the fee?
All fees are determined by the mandates of the state where the debtor resides.
Are there any creditors that you do not work with?
The representative who provided answers for Payingpaul.com was not aware of any creditors that their organization could not work with.
How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online?
Clients will receive monthly statements from both Cambridge Credit Counseling Corporation and their creditors. In addition, clients have online acces to their statements.
Do you have a refund policy for unsatisfied customers?
The representative who provided answers for Payingpaul.com was not aware of any refund policy upheld by the organization.
(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)
Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free!