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Credit Card Debt Laws That You Need to Know
With the struggling economy, many people are finding themselves deep in credit card debt. Therefore, consumers are forced to turn to debt consolidation in order to get control of their finances. However, before a person decides to consolidate their credit card debt, they need to be aware of the credit...
Paying Off Debt With Debt Consolidation
Living with debt is by no means easy. There’s the constant concern of living paycheck to paycheck and the never ending issue of covering monthly bills and living expenses. While most of us pride ourselves on being self-sufficient, it’s hard to ignore that we all sometimes live well beyond our means....


A more complete debt settlement calculator


Debt Calculators

In order to make the best possible decision for debt situation, you must be able to determine the costs for your options. The following two calculators will give you firm estimates on the five main ways to get out of debt without bankruptcy:

(1) Doing it yourself by paying more than your minimum payments
(2) Debt settlement
(3) Credit counseling
(4) Debt consolidation loans

If you are primarily interested in paying off debt yourself, PayingPaul.com created the "Credit card payoff calculator." Here you can input numbers based on your individual situation to determine how quickly you can get out debt, for how much per month, and for what total cost.

CREDIT CARD PAYOFF CALCULATOR

If your monthly payments are no longer affordable, you may want to consider your debt consolidation options. To help you do this, we created the Debt Consolidation Comparison calculator. The goal of this calculator is allow you to input your financial information and get comparisons of the total cost, monthly payment, and time frame of your debt consolidation options. For the sake of comparison, you can also compare these costs with just making your monthly payments.

DEBT CONSOLIDATION COMPARISON CALCULATOR
 

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