 With the struggling economy, many people are finding themselves deep in credit card debt. Therefore, consumers are forced to turn to debt consolidation in order to get control of their finances. However, before a person decides to consolidate their credit card debt, they need to be aware of the credit... |
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Living with debt is by no means easy. There’s the constant concern of living paycheck to paycheck and the never ending issue of covering monthly bills and living expenses. While most of us pride ourselves on being self-sufficient, it’s hard to ignore that we all sometimes live well beyond our means.... |
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| Atlantic Credit Foundation |
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Background 3 Glen Hill Court Dix Hills, New York NY 11746 Other Business Names: AtlanticCredit Summary of Business: Consumer Credit Counseling, Debt Management,Debt Consolidation Services Number of BBB Complaints as of 7/17/08: 0 Members of BBB: No BBB Profile Business Start Date: N/A Number of Employees: N/A Trade Organization Memberships: Certifications: NACCC (National Association of Certifed Credit Counselors) Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs. Is your company a non-profit organization? Yes Do you offer pre-bankruptcy credit counseling? No, but Atlantic Credit Foundation will help clients analyze their budget to determine whether seeking a pre-bankruptcy credit counselor is appropriate. Are your counselors certified or accredited? If neither, how are they trained? Yes, counselors are certified by the National Association of Certified Credit Counselors What trade organizations are you a member of? None Eligibility Is there a minimum amount of debt to qualify for a debt management plan? No Do you deal with unsecured debt only? Yes Do you require that all of my accounts are included in the program? No, you may leave off any account you wish to use for business purposes Services How is the set up fee and monthly maintenance fee determined? what is the fee? $25-$50 per month, which can also be waived but the client must show a serious financial hardship Are there any creditors that you do not work with? Yes, certain creditors such as Dell will not offer concessions to clients, but Atlantic Credit is willing to include it the program and distribute the payments to these creditors. How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my acco.online? Banks send clients statements directly and there is online access for most banks. Atlantic Credit does not have online access. Do you have a refund policy for unsatisfied customers? No, but client cancel at anytime and there's no up upfront fee (Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.) Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free! |
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Credit is a useful tool and when handled responsibly allows us to obtain credit cards, loans for homes, cars and other big ticket items. The better we handle our credit, the better the terms that are offered to us from lenders including higher credit lines and lower interest rates.
If, however, a... |
The dismal economy is having an adverse effect on people around the globe with millions facing tremendous amounts of debt. For many, escaping their debt seems like a far off dream but it doesn't have to be! By applying a few simple guidelines to your spending habits, you can begin to reduce credit card... |