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American Financial Solutions
263 4th Street
Bremerton, WA Washington 98337
Other Business Names: My Financial Goals, MyFinancialGoals Org, AFS
Summary of Business: Credit and Debt Counseling, Debt Management, Financial Services, Financial Planning Consultants
Number of BBB Complaints as of 7/17/08: 5
Members of BBB: Yes
BBB Profile
Business Start Date: June 1998
Number of Employees: N/A
Trade Organization Memberships: AADMO (American Association of Debt Management Organizations), Association of Independent Consumer Credit Counseling Agencies (AICCCA)
Certifications: ANAB (ANSI-ASQ National Accreditation Board)
The representative from American Financial Solutions specifically encouraged PayingPaul.com to mention its free online educational resources, which can be found here.
Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs.
Is your company a non-profit organization?
Yes. American Financial Solutions is associated with North Seattle Community College Foundation.
Do you offer pre-bankruptcy credit counseling?
American Financial Solutions is waiting to be approved as a pre-bankruptcy credit counselor.
Are your counselors certified or accredited? If neither, how are they trained?
Counselors are accredited by the AFCPE - Association for Financial Counseling and Planning Education.
What trade organizations are you a member of?
AADMO and AICCA
AFS is a member of the AICCCA.
Is there a minimum amount of debt to qualify?
No
Do you deal with unsecured debt only?
Yes
Do you require that all of my accounts are included in the program?
This may be required depending on the guidelines of the creditors of the client.
How is the set up fee and monthly maintenance fee determined? what is the fee?
Fees are based on the client's ability to pay and state guidelines. Set up fees do not exceed $75 and $50 as a maintenance fee.
Are there any creditors that you do not work with?
Some collection agencies and credit card companies may not offer benefits for clients enrolled with American Financial Solutions and all debt management companies.
How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online?
Yes, there is online access and clients will continue to receive can statements in the mail from their creditors.
Do you have a refund policy for unsatisfied customers?
No
(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)
Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free!
Background
263 4th Street
Bremerton, WA Washington 98337
Other Business Names: My Financial Goals, MyFinancialGoals Org, AFS
Summary of Business: Credit and Debt Counseling, Debt Management, Financial Services, Financial Planning Consultants
Number of BBB Complaints as of 7/17/08: 5
Members of BBB: Yes
BBB Profile
Business Start Date: June 1998
Number of Employees: N/A
Trade Organization Memberships: AADMO (American Association of Debt Management Organizations), Association of Independent Consumer Credit Counseling Agencies (AICCCA)
Certifications: ANAB (ANSI-ASQ National Accreditation Board)
The representative from American Financial Solutions specifically encouraged PayingPaul.com to mention its free online educational resources, which can be found here.
Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs.
Is your company a non-profit organization?
Yes. American Financial Solutions is associated with North Seattle Community College Foundation.
Do you offer pre-bankruptcy credit counseling?
American Financial Solutions is waiting to be approved as a pre-bankruptcy credit counselor.
Are your counselors certified or accredited? If neither, how are they trained?
Counselors are accredited by the AFCPE - Association for Financial Counseling and Planning Education.
What trade organizations are you a member of?
AADMO and AICCA
AFS is a member of the AICCCA.
Eligibility
Is there a minimum amount of debt to qualify?
No
Do you deal with unsecured debt only?
Yes
Do you require that all of my accounts are included in the program?
This may be required depending on the guidelines of the creditors of the client.
Services
How is the set up fee and monthly maintenance fee determined? what is the fee?
Fees are based on the client's ability to pay and state guidelines. Set up fees do not exceed $75 and $50 as a maintenance fee.
Are there any creditors that you do not work with?
Some collection agencies and credit card companies may not offer benefits for clients enrolled with American Financial Solutions and all debt management companies.
How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online?
Yes, there is online access and clients will continue to receive can statements in the mail from their creditors.
Do you have a refund policy for unsatisfied customers?
No
(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)
Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free!