 With the struggling economy, many people are finding themselves deep in credit card debt. Therefore, consumers are forced to turn to debt consolidation in order to get control of their finances. However, before a person decides to consolidate their credit card debt, they need to be aware of the credit... |
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Living with debt is by no means easy. There’s the constant concern of living paycheck to paycheck and the never ending issue of covering monthly bills and living expenses. While most of us pride ourselves on being self-sufficient, it’s hard to ignore that we all sometimes live well beyond our means.... |
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| American Debt Solutions, Inc. |
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Background 902 Clint Moore Road, Suite 104 Boca Raton, FL 33487 Other Business Names: ADSHQ, not American Debt Solutions LLC Summary of Business: Credit Counseling, Debt Consolidation Number of BBB Complaints as of 7/17/08: 4 Members of BBB: Yes BBB Profile Business Start Date: March 2001 Number of Employees: N/A Trade Organization Memberships: AICCCA (Association of Independent Consumer Credit Counseling Agencies) Certifications: ANAB (ANSI-ASQ National Accreditation Board) Note: Services available only in 20/50 states. Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs. Is your company a non-profit organization? Yes Do you offer pre-bankruptcy credit counseling? N/A Are your counselors certified or accredited? If neither, how are they trained? N/A What trade organizations are you a member of? AICCCA Eligibility Is there a minimum amount of debt to qualify? N/A Do you deal with unsecured debt only? N/A Do you require that all of my accounts are included in the program? N/A Services How is the set up fee and monthly maintenance fee determined? what is the fee? The fee for our Debt Management service is in compliance with all state guidelines and can be reduced for extreme financial hardship. The fee for our Online Bankruptcy Financial Debtor Education Program is $40 for individuals and couples. Are there any creditors that you do not work with? N/A How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online? N/A Do you have a refund policy for unsatisfied customers? N/A (Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.) Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free! |
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Credit is a useful tool and when handled responsibly allows us to obtain credit cards, loans for homes, cars and other big ticket items. The better we handle our credit, the better the terms that are offered to us from lenders including higher credit lines and lower interest rates.
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