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American Credit Foundation
7720 South 700 East
Midvale, UT 84047
Other Business Names: AmericanCreditFoundation, DebtGuru, Debt Guru, X My Debt
Summary of Business: Credit Counseling, Debt Management, Debt Consolidation
Number of BBB Complaints as of 7/17/08: 3
Members of BBB: Yes
BBB Profile
Business Start Date: July 1998
Number of Employees: N/A
Trade Organization Memberships: AADMO (American Association of Debt Management Organizations)
Certifications: BSI (British Standards Institute), NIFCE (National Institute for Financial Consumer Education), ISO (International Organization for Standardization)
Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs.
Is your company a non-profit organization?
Yes
Do you offer pre-bankruptcy credit counseling?
No
Are your counselors certified or accredited? If neither, how are they trained?
Yes, all American Credit Foundation counselors are certified by the National Institute
What trade organizations are you a member of?
AADMO
Is there a minimum amount of debt to qualify?
No
Do you deal with unsecured debt only?
Yes
Do you require that all of my accounts are included in the program?
No
How is the set up fee and monthly maintenance fee determined? what is the fee?
Enrollment in our program is free, however like many IRS approved Non-Profit organizations, (hospitals, credit unions, churches) we require financial support from the people we serve. We request a payment of $30 per month to help defray the costs of maintaining your accounts and mailing checks each month to your creditors.
Are there any creditors that you do not work with?
American Credit Foundation does not accept hospital bills into their debt management plans.
How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online?
American Credit Foundation sends out monthly statements through the mail,and customer service takes care of any questions that clients develop
Do you have a refund policy for unsatisfied customers?
No
(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)
Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free!
Background
7720 South 700 East
Midvale, UT 84047
Other Business Names: AmericanCreditFoundation, DebtGuru, Debt Guru, X My Debt
Summary of Business: Credit Counseling, Debt Management, Debt Consolidation
Number of BBB Complaints as of 7/17/08: 3
Members of BBB: Yes
BBB Profile
Business Start Date: July 1998
Number of Employees: N/A
Trade Organization Memberships: AADMO (American Association of Debt Management Organizations)
Certifications: BSI (British Standards Institute), NIFCE (National Institute for Financial Consumer Education), ISO (International Organization for Standardization)
Want to make sure that the company you are dealing with is reputable? Read PayingPaul.com's report on debt scams, frauds and rip offs.
Is your company a non-profit organization?
Yes
Do you offer pre-bankruptcy credit counseling?
No
Are your counselors certified or accredited? If neither, how are they trained?
Yes, all American Credit Foundation counselors are certified by the National Institute
What trade organizations are you a member of?
AADMO
Debt Management Plan Eligibility
Is there a minimum amount of debt to qualify?
No
Do you deal with unsecured debt only?
Yes
Do you require that all of my accounts are included in the program?
No
Services
How is the set up fee and monthly maintenance fee determined? what is the fee?
Enrollment in our program is free, however like many IRS approved Non-Profit organizations, (hospitals, credit unions, churches) we require financial support from the people we serve. We request a payment of $30 per month to help defray the costs of maintaining your accounts and mailing checks each month to your creditors.
Are there any creditors that you do not work with?
American Credit Foundation does not accept hospital bills into their debt management plans.
How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online?
American Credit Foundation sends out monthly statements through the mail,and customer service takes care of any questions that clients develop
Do you have a refund policy for unsatisfied customers?
No
(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)
Want to get a free quote from a debt management company? Fill out a form and PayingPaul.Com will match you up for free!