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AAA Fair Credit Foundation

Background


230 West 200 South, Suite 3104
Salt Lake City, UT 84101
Other Business Names: FairCredit, AAAFairCredit
Summary of Business: Credit Counseling, Debt Management, Credit and Debt Counseling, Bankruptcy Assistance
Number of BBB Complaints as of 7/17/08: 22
Members of BBB: Yes
BBB Profile
Business Start Date: June 1997
Number of Employees: N/A
Trade Organization Memberships: AADMO (American Association of Debt Management Organizations) Salt Lake City Chamber of Commerce
Certifications: BSI (British Standards Institute), ANAB (ANSI-ASQ National Accreditation Board), NACCC (National Association of Certified Credit Counselors)

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Is your company a non-profit organization?
Yes

Do you offer pre-bankruptcy credit counseling?
No

Are your counselors certified or accredited? If neither, how are they trained?
Yes,they are certified

What trade organizations are you a member of?
AADMO

Eligibility


Is there a minimum amount of debt to qualify?
No

Do you deal with unsecured debt only?
Yes

Do you require that all of my accounts are included in the program?
No, but some creditors require that all accounts are included

Services


How is the set up fee and monthly maintenance fee determined? what is the fee?
Depends on state regulations

Are there any creditors that you do not work with?
AAA Fair Credit Foundation does not work with payday lenders.

How will I be kept appraised of whether you are making my payments on time? Are statements sent? Can I review my statements online?
Clients may call any time and request to have statements mailed to them. There is also online access to check on any accounts.

Do you have a refund policy for unsatisfied customers?
If the funds are still in-house then they can be returned to the consumer. If the creditors have them, then the client will not be refunded. Fees are non-refundable.

(Disclaimer: The following information is based on an informal conversation that PayingPaul.Com had with a representative from this company. In no way should this be construed as a formal statement made by the company about the services it offers. Moreover, although an effort has been made to keep this information up to date and accurate, in no way is this a comprehensive overview of the company profiled. For complete information, please contact a representative from this company.)

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